How Much Can a Shower Remodel Cost Each Month?

The total cost of a shower remodel might stop you in your tracks. Paying it all at once might not make sense, and the thought of trying to do so can be overwhelming. If you were to go the financing route, it could be difficult to plan when you don’t know what it looks like broken down monthly.

Shugarman's Bath runs more than 500 design consultations every month. More often than not, homeowners want to know the same 3 things: what this will cost, whether financing is available, and how long it will take to pay off.

This article breaks down what a shower remodel costs per month across every project tier and every payment plan, so you can see exactly what fits your budget.

Table of Contents:

• What Payment Plans Are Available for a Shower Remodel?
• How Much Can a Homeowner Pay for a Shower Remodel Per Month?
• What If You Want to Pay Off Your Remodel on Your Own Schedule?
• What Is the Cost of a Basic Shower Remodel Per Month?
• What Is the Cost of a Mid-Range Shower Remodel Per Month?
• What Is the Cost of a High-End Shower Remodel Per Month?
• How Much Could You Save by Paying a Little Over the Minimum Each Month?

What Payment Plans Are Available for a Shower Remodel?

Shugarman's Bath offers 4 monthly payment plans. Each plan has the same minimum payment and no prepayment penalties.

1. The 24-month, no-interest plan splits the total into 24 equal monthly payments with no interest added.
2. The 60-month plan carries a fixed rate of 6.99% with equal monthly payments over 60 months.
3. The 120-month plan carries a fixed rate of 9.99% with equal monthly payments over 120 months.
4. The 180-month plan carries a fixed rate of 9.99% with equal monthly payments over 180 months. This plan offers the lowest monthly payment of any option.

The tables below break down the monthly cost of each plan across every project tier, from a basic shower remodel to a high-end build.

How Much Can a Homeowner Pay for a Remodel Per Month?

A shower remodel can generally fit into a monthly budget, depending on the total project cost and the financing plan you choose.

Every bathroom and project is unique, so the numbers in this article are general estimates based on common project costs. Taxes and discounts are applied before financing, meaning the monthly payments shown here reflect the final project cost. For a number specific to your bathroom, a design consultation with Shugarman's Bath will give you an accurate, to-the-penny quote.

Shugarman's Bath breaks projects into 3 tiers:

• Basic shower remodel (what we call “Refresh”)
• Mid-range shower remodel (what we call “Elevate”)
• High-end shower remodel (what we call “Indulge”)

Each tier has a different price range, and each plan has a different monthly payment. The sections below run the numbers across all of them.

What If You Want to Pay Off Your Remodel on Your Own Schedule?

Shugarman’s Bath has a 12-month, no-interest plan with no required monthly payments. Instead, you need to pay the full cost of the remodel before the 12-month deadline. Some homeowners will pay the full amount all at once, while others pay in chunks.

The issue with this option is what happens if you miss the deadline. Interest and fees apply to the loan amount if you miss the deadline.

The 12-month plan is best for homeowners who have funds available or know they’ll have them soon, but prefer not to pay a lump sum before their remodel is complete.

What is The Cost of a Basic Shower Remodel Per Month?

A basic remodel runs between $12,500 and $16,000. Around 56% of Shugarman’s Bath Remodels fall here. This cost generally covers a clean, easy-to-maintain shower with accessories and a basic sliding door or curtain rod.

Here is what that looks like per month across our four financing plans:

A $13,000 project is a big number to look at all at once. Spread over time, it becomes a payment homeowners could fit into their budget without much disruption.

What Is the Cost of a Mid-Range Shower Remodel Per Month?

A mid-range remodel runs between $16,001 and $22,000. Around 36% of Shugarman’s Bath remodels fall here.

Here is what that looks like per month:

The $16,500 figure reflects our overall project average. An upgraded shower does not have to mean a significantly higher monthly payment.

What Is the Cost of a High-End Shower Remodel Per Month?

A high-end remodel costs $22,001 or more. Around 8% of Shugarman’s Bath Remodels fall here.

The size of the bathroom, the materials chosen, and the features added all contribute to a project falling into this range. You’ll see more projects involving custom glass and premium accessories than you could ever need.

Here is what that looks like per month:

For many homeowners, the monthly payment for a high-end remodel makes the total cost more manageable.

How Much Could You Save by Paying a Little Over the Minimum Each Month?

On a $16,500 loan at 9.99% over 180 months, the minimum monthly payment is around $177. Paying an extra $100 ($277 in total) a month on top of the monthly minimum reduces the loan term from 180 months to 83 months and saves $9,018.98 in interest.

To see what that looks like for your specific project, you can use a free amortization calculator. Plug in your loan amount, interest rate, and term, then add an extra monthly payment to see exactly how fast the loan pays off and how much you save.

A Shower Remodel Is More Affordable Than You Think

The monthly cost of a shower remodel depends on the plan you choose. Most homeowners find that the monthly number is far more manageable than the total project cost.

Don’t let the total project cost intimidate you. Monthly payments can help you afford a project you may need.

Now that you know how much a shower remodel could cost you per month, read our in-depth article on financing options with Shugarman’s Bath.

Schedule a free design consultation with Shugarman's Bath to determine your project's design and monthly cost.

FAQs About Shower Remodel Costs:

Q: Does Shugarman’s Bath offer senior and military discounts?

Yes, we do! Additionally, other monthly promotions are often available to you. Our consultants will find you the best deal they can to help you save money.

Q: What is covered in your lifetime warranty?

We cover the cost of materials AND labor in our lifetime warranty. We believe that nothing beats peace of mind when it comes to a remodel, and this is how we deliver it to our valued customers.

The opinions expressed in the referenced materials are those of the authors only, not necessarily of Shugarman’s Bath. While these referenced materials are useful in answering generalized questions, each bathroom is unique. For a particular question about your tub or shower remodeling project, contact your Shugarman’s Bath consultant.