Updated: August 4, 2026
Medicare Won't Pay for Your Remodel, But We Can Help
You may see claims that Medicare will pay for your Orange County or San Diego bath remodel. We wish this were true.
Unfortunately, Medicare won't cover the cost of your bathroom remodel.
Although this may be disappointing, there's some good news: While Medicare isn't concerned with helping you finance your bath remodel, our Shugarman's Bath team is here to help you.
Why Are Some Companies Claiming Medicare Covers Bathroom Remodels?
So, who says this and why are they telling homeowners Medicare can help?
Well, marketing companies and lead providers. And they do this to collect your data.
Here's their thought process: if you're interested in a potential Medicare-covered bathroom remodel (which doesn't exist), then perhaps you'd be interested in a bathroom remodel that you pay for. You're now considered an "ideal lead" – and you're within their target demographic.
So, they use this false report to collect your contact information, which they sell to bath remodeling companies. And in many cases, the bath remodeler may wait as long as possible before telling you that Medicare won't cover the cost.
This can be disappointing news if you were hoping for a Medicare-covered bath remodel.
However, we have an excellent alternative that may work for you. At Shugarman's Bath, we offer low-cost monthly payment plans. You can make your bath safe, comfortable, and stylish for as low as $140 monthly.
Check out financing options with Shugarman's Bath.
How Can You Afford a Bathroom Remodel Without Medicare?
We believe everyone deserves a bath that is safe, easily accessible, and provides maximum comfort. This is especially true if you're growing older or dealing with health or mobility concerns.
So, we ensure your bath is affordable. One way we do this is through financing options.
With Shugarman's Bath, you don't have to fork over large sums all at once or get tied down by high monthly payments.
Here are our financing plans and special offers:
- 0% Interest, 12-Month Plan. You have a full year to pay off your remodel in full with no interest. If the balance isn't paid off by the 12-month deadline, interest is added retroactively at a much higher rate. This plan works best if you're confident you can pay the full project cost within that timeline.
- 0% Interest, 24-Month Plan. Your cost is divided into equal monthly payments over 24 months with zero interest.
- Low Monthly Payment Plans – Choose a term of 5, 10, or 15 years, with interest rates ranging from 6.99% to 9.99% depending on the term you pick. Payment plans can be as low as $140 monthly.
Our payment plans don't require a down payment – and there isn't a catch. We simply want you to afford and enjoy the bathroom of your dreams.
Check out our financing page for more information, or you can call us for fast answers to all your payment-related questions. You can also read more in-depth by reading our bath remodel financing options article.
Why Does Quality Matter in an Affordable Bathroom Remodel?
Our low monthly payment plans make your bathroom remodel affordable, even though Medicare won't cover the cost. However, that's not the only reason you should choose Shugarman's Bath.
You can also expect:
- Premium Materials – We use top-notch materials from world-class manufacturers (i.e., Bath Planet).
- Full-Time Installers – Our installers are full-time and well-compensated. We also train them well, so they're more than qualified to install your new bath or shower.
- A Lifetime Warranty – Every bathroom remodeling project includes a lifetime warranty.
- Proactive Communication – We keep you in the loop from start to finish. More than that, if you reach out, we answer or respond within 24 hours.
If you're interested in an affordable bathroom remodel to make your bath experience safer, contact our Shugarman's Bath team today to get your free quote. We cover all of San Diego and Orange County, including Anaheim, Huntington Beach, Laguna Niguel, Santa Ana, and Mission Viejo.
